🧮 CALCULATOR

How Much Can I Contribute to Super?

Calculate your remaining concessional and non-concessional contribution caps

Select a different year to see historical rates

Your contribution caps depend on several factors: what you've already contributed, your Total Super Balance, and whether you're eligible for catch-up contributions. This calculator works out exactly how much more you can contribute this financial year.

1

Your Super Balance

$
Check your super fund statement or MyGov → ATO → Super
2

Concessional Contributions This Year

Enter all concessional contributions you've made or expect to make this financial year:

$
Full year at 12% of your salary
$
$
$
3

Catch-Up Contributions (if eligible)

Enter your TSB above to check catch-up eligibility.

4

Non-Concessional Contributions This Year

$
After-tax contributions where you didn't claim a deduction

Key Thresholds to Know

CC Cap

$32,500

Per year (before catch-up)

NCC Cap

$130,000

Per year (or $390,000 with bring-forward)

Catch-Up TSB Limit

< $500,000

To access unused CC caps

NCC Blocked TSB

$2.1 million

No NCC allowed above this

Where to Next?

Need Help Maximising Your Contributions?

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Accuracy Note: Whilst every effort has been made to provide current and accurate information, I am only one person and there's a very good chance that I'll miss something. If you spot a factual error, or if a calculator breaks or gives incorrect answers, I'd be really grateful if you could let me know via the Contact Us page so I can fix it ASAP.

It would speed up the correction process enormously if you could cite for me the title of the page where you find the error and describe what the error is. Thanks heaps for your support in keeping this valuable resource up to date for everyone's benefit.

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