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How Much Can I Contribute to Super?
Calculate your remaining concessional and non-concessional contribution caps
Your contribution caps depend on several factors: what you've already contributed, your Total Super Balance, and whether you're eligible for catch-up contributions. This calculator works out exactly how much more you can contribute this financial year.
Your Super Balance
Concessional Contributions This Year
Enter all concessional contributions you've made or expect to make this financial year:
Catch-Up Contributions (if eligible)
Your TSB is under $500,000 – you may be eligible for catch-up contributions!
Your TSB is $500,000 or above – catch-up contributions aren't available.
Enter your TSB above to check catch-up eligibility.
Non-Concessional Contributions This Year
Your Contribution Caps for 2026-27
Concessional Contributions
Non-Concessional Contributions
Don't forget cap-exempt contributions! Downsizer (up to $300,000), small business CGT, and personal injury contributions don't count towards these caps.
Key Thresholds to Know
CC Cap
$32,500
Per year (before catch-up)
NCC Cap
$130,000
Per year (or $390,000 with bring-forward)
Catch-Up TSB Limit
< $500,000
To access unused CC caps
NCC Blocked TSB
≥ $2.1 million
No NCC allowed above this
Where to Next?
Need Help Maximising Your Contributions?
Accuracy Note: Whilst every effort has been made to provide current and accurate information, I am only one person and there's a very good chance that I'll miss something. If you spot a factual error, or if a calculator breaks or gives incorrect answers, I'd be really grateful if you could let me know via the Contact Us page so I can fix it ASAP.
It would speed up the correction process enormously if you could cite for me the title of the page where you find the error and describe what the error is. Thanks heaps for your support in keeping this valuable resource up to date for everyone's benefit.
