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Spouse Contribution Tax Offset Calculator
Calculate your tax offset for contributing to your spouse's super
If you contribute to your spouse's super and their income is under , you may be eligible for a tax offset of up to $540. Use this calculator to see how much you could claim.
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How the Spouse Tax Offset Works
When you contribute to your spouse's super, you may be able to claim a tax offset on your own tax return. Here's how it works:
Maximum Offset
$540
18% of contributions up to $3,000
Full Offset If Spouse Earns
Under
You get the full 18% on $3,000
Reduced Offset If Spouse Earns
–
Offset phases out by $1 for each $1 over threshold
No Offset If Spouse Earns
or more
Offset is completely phased out
Eligibility Requirements
You and your spouse are Australian residents
Both must be residents for tax purposes
Your spouse is under 75
Must be under 75 at the time the contribution is made
Your spouse's TSB is under $2.1 million
They must be eligible to receive non-concessional contributions
You didn't claim a tax deduction on the contribution
The contribution must be non-concessional (after-tax)
Where to Next?
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Accuracy Note: Whilst every effort has been made to provide current and accurate information, I am only one person and there's a very good chance that I'll miss something. If you spot a factual error, or if a calculator breaks or gives incorrect answers, I'd be really grateful if you could let me know via the Contact Us page so I can fix it ASAP.
It would speed up the correction process enormously if you could cite for me the title of the page where you find the error and describe what the error is. Thanks heaps for your support in keeping this valuable resource up to date for everyone's benefit.