- Home
- DIY Resources
- Centrelink Entitlements Made Simple
- Where Do I Start?
Where do I start?
If you're not sure where to begin — that's completely normal. Centrelink covers more than 60 different payments, cards and concessions, and even people who've worked in this area for years can find it confusing. Answer a couple of quick questions below and I'll point you to the right place to start.
Quick guide — 1 to 2 questions
No personal information required. Your answers stay on this page.
What brings you here today?
Pick the option that best fits. You can always change your answer.
Where are you in the journey?
Pick whichever feels most accurate — it doesn't have to be exact.
Which decision are you considering?
Are you over Age Pension age (67)?
Different cards apply depending on your age and income.
Which best describes your situation?
How this works
The decision tree above asks one or two questions and then suggests the most useful pages for your situation. It doesn't collect any personal information — everything happens on this page in your browser. There's no calculation here either: just a quick way of finding where to start. Once you reach the recommended pages, you'll find the calculators, guides and case studies you need.
If your situation doesn't fit neatly into one of the options above — or if you'd like to talk it through with someone — you're welcome to get in touch directly.
Want to talk it through?
If you'd rather discuss your specific situation than navigate the site on your own, book a coaching call. I work with retirees one-on-one to figure out what they're entitled to and how to apply.
Get in touchDisclaimer: This decision tree is a navigation aid only, not a financial assessment. The recommendations are based on the option you select, not a detailed analysis of your situation. Always read the full eligibility criteria on the destination pages, and consider seeking personal financial advice for significant decisions. Your actual entitlements depend on factors not covered in this quick guide.