Common Situations & Solutions | RetirementCalculators.com.au

Common Situations & Solutions

Life changes, and when it does, your Centrelink payments often need to change too. These guides cover the most common situations our readers face β€” from receiving an inheritance to dealing with payment problems.

⏰ Critical Deadlines to Remember

14 days
to report changes
13 weeks
to request review
6 weeks
overseas travel limit
$300
Work Bonus/fortnight

πŸ’‘ Life Changes

Inheritance, moving house, and relationship changes all require notification to Centrelink within 14 days.

⚠️ Problems & Appeals

Payment stopped? Disagree with a decision? Got a debt? You have 13 weeks to request a review.

πŸ’Ό Working on Pension

The Work Bonus shields $300/fn of employment income from the income test.

Situation Guides

Click on any situation below to read the full guide with step-by-step instructions.

πŸ’°

Inheritance & Windfall Guide

Received money or property unexpectedly? Learn how to report it, understand the impact on your pension, and explore your options.

Covers: inheritances, insurance payouts, lottery wins, gifts, property sales
Read Guide β†’
🏠

Moving House Guide

Moving locally, interstate, or planning overseas travel? Know what to tell Centrelink and how it affects your payments.

Covers: address changes, downsizing, moving in with family, overseas travel rules
Read Guide β†’
πŸ’‘

Relationship Changes Guide

Starting a relationship, separating, or becoming widowed? Your payment rate will change β€” here's what to expect.

Covers: marriage, de facto, separation, divorce, bereavement
Read Guide β†’
βš–οΈ

Appeals Process Guide

Disagree with a Centrelink decision? Learn how to request an internal review and appeal to the AAT if needed.

Covers: internal review, AAT appeals, evidence gathering, success rates
Read Guide β†’
πŸ“‹

Centrelink Debts Guide

Told you owe money to Centrelink? Don't panic. Learn how to check the calculation, dispute errors, and arrange payments.

Covers: debt reviews, payment plans, hardship, recovery methods
Read Guide β†’
πŸ’Ό

Working While on Pension

Want to keep working? Learn how the Work Bonus protects your pension and how to report your income correctly.

Covers: Work Bonus, income reporting, self-employment, volunteering
Read Guide β†’

Need Personalised Help?

Complex situations often need professional guidance. Get expert help to navigate Centrelink correctly.

Accuracy Note: Whilst every effort has been made to provide current and accurate information, if you spot a factual error, please let me know via the Contact Us page so I can fix it ASAP.

Source: Services Australia (servicesaustralia.gov.au)

Last reviewed: March 2026

Scroll to Top