Written and reviewed by Mary Benton — Australian financial planner specialising in retirement, practising since 2005.
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🚧 Coming Soon
Defined Benefit Pensions Explained
A comprehensive guide to CSS, PSS, state government schemes, and other defined benefit super funds — how they work and how they differ from account-based pensions.
Topics we'll cover:
What is a defined benefit pension?
CSS, PSS & state schemes
How benefits are calculated
Commutation options
Centrelink treatment
Tax on DB pensions
Reversionary benefits
DB vs account-based comparison
Want to know when this page is ready?